Financial Services
Fixed Deposit
Life Insurance
Home Loan
A Little Something For Everyone
Home loans selling and consultation requires a personal touch and careful screening. We ensure the best of our services for our customers and vouch to deliver the product home with best customer satisfaction .
Home Loans
Home Equity Loans
Construction Loans
Home loans for construction of floor, flat , bunglaows and other residential places…Learn More
Top-Up Loans
Commercial Prop Purchase Loan
Loans for the purchase of a new or existing clinic or office or property for commercial use…Learn More
Loan Against Non Residential Property
Loans for the purchase of a new or existing clinic or office or property for commercial use…Learn More
NRI Loans
Loans to NRIs, PIOs and OCIs* for the purchase or construction of a flat, bungalow…Learn More
Commercial Plot Purchase
Balance Transfer Loans
Transfer your outstanding Home Loan from another Bank / Financial Institution to HDFC…Learn More
Documents Required
- PAN CARD AND ADDRESS PROOF
- SALARY SLIPS AND FORM 16 AND ITR
- BANK STATEMENTS SHOWING SALARY AND EMI CREDITS/DEBITS
- PHOTOGRAPH
- COPY OF PROPERTY PAPERS
- FEES AS APPLICABLE
- LAST 3 YEARS RETURNS WITH BALANCE SHEET AND P/L ACCOUNT
- BANKS STATEMENTS OF CURRENT AND SAVINGS ACCOUNT
- PAN CARD AND ADDRESS PROOF
- PHOTOGRAPH
- COPY OF PROPERTY PAPERS
- FEES AS APPLICABLE
Attachments
Fixed Deposits.
The Future of Saving is Now. Manage Your Funds.
Fixed deposits from HDFC are always higher than that offered by banks.We offer best rates. Choose a tenure and amount of your choice to grow your income in a steady fashion . AAA+ RATING and easy documentation.
Life Insurance
Provide financial stability to your loved ones through comprehensive protection plans .Protect yourself and your family from life’s uncertainties with HDFC LIFE’s wide range of Life Insurance products – based on your life stage, your requirement, and your investment income
F.A.Q.
Can I give standing instructions to repay my Home Loan EMIs directly from my HDFC Bank Savings Account?
Yes, you can opt for Automated Repayment and your EMIs will be directly repaid from your HDFC Bank Savings Account, thus saving you the trouble of procuring, signing and tracking post-dated cheques.
Do I have the option to structure my loan as partly fixed or partly floating?
Yes, you can structure your HDFC Ltd. Home Loan as Partly Fixed or Partly Floating as per your needs.
What is pre-EMI interest?
Pending final disbursement, you pay interest on the portion of the loan disbursed. This interest is called pre-EMI interest. Pre-EMI interest is payable every month from the date of each disbursement up to the date of commencement of EMI.
*Conditions apply. All Home Loans from HDFC Ltd. Credit at sole discretion of HDFC Ltd.
How to change existing fixed deposit account tenure?
Can TDS influence the maturity of my deposit?
Yes, in case of reinvestment deposits ,the interest reinvested is post TDS recovery & hence the maturity amount for re-investment deposits would very to the extent of tax and compounding effect on tax for the period subsequent of deduction till maturity.
What are the different types of Savings Plans?
You may choose between a traditional endowment plan and a unit-linked insurance plan depending on a number of factors including your risk profile, your understanding of different financial instruments and your ability to track your investments regularly.